The Publisher has strived to be as accurate and complete as possible in the creation of this report,
notwithstanding the fact that he does not warrant or represent at any time that the contents within are
accurate due to the rapidly changing nature of the Internet.
While all attempts have been made to verify information provided in this publication, the Publisher
assumes no responsibility for errors, omissions, or contrary interpretation of the subject matter herein.
Any perceived slights of specific persons, peoples, or organizations are unintentional.
Readers are cautioned to reply on their own judgment about their individual circumstances to act
This book is not intended for use as a source of legal, business, accounting or financial advice. All readers
are advised to seek services of competent professionals in legal, business, accounting, and finance field.
You are encouraged to print this book for easy reading